Also in this playlist...
This transcript is automatically generated
And in Dallas -- Jonathan welcome to the Dave Ramsey show how are you tonight.
Believe me gave thank you taking my call germ what's up in your world.
But I did have a Cooper medical equipment actually -- -- -- -- -- back home builder based on the market itself.
I'm in a hole went under two million dollars.
And I'm at the point where I know would have -- -- chapter could open but I don't want my wife took I'll put unfortunately because we're in a comparable state.
So that means she should -- as well given the fact that I created issues in the problem.
No -- -- is on the note she's going to have to file -- I don't know that it matters much.
It's not that big a deal unless she signed it she signing the notes.
And I know she looked authorized -- my personal cards and unfortunately you know the guarantor of my business.
Now you have to be looming on the loans otherwise I don't loan money and a homebuilders without personal guarantees and she did not guarantee anything you know -- had nothing to do a lot of our -- -- authorized -- is not liable.
No that is a very common in the fact that so bad even our own personal -- superbly -- making payments but I think that the issue we're having is how you recover from the bankruptcy at the same time.
And given the fact that I remember watching -- show recently and lead or leave some time now I'm trying to do I will not make the same mistake for the looking forward.
The bankruptcies fell on how to recover from bankruptcy.
And just improper trading on financial management.
-- -- -- When I would do exactly what you're going through -- something years ago.
The priorities I worked through -- this one.
Try to work through my faith issues.
Because it shook my faith but we -- out -- under equipped now and so in in in situations like this.
Person -- -- either runs to god are we run away from it.
And you gotta make a conscious act of your will and a decision on how you gonna do that and it's not an easy thing wrestled with that.
How laughingly saying -- days -- got on the way up got to know him on the way down.
And so that then from there the second priority in my life was my marriage was more important than anything else.
That you hang on to her because -- elicited enormous stress on your marriage doesn't it.
-- project where I'm trying to keep it together because we have a especially a child who.
Now and I love her dearly for the very good woman and I'm just I I really want this to work she does do is not a matter of and just every.
They don't -- -- a marriage counselor and make your merger priority over everything else.
Not for the special needs child but because you love your wife -- record it would certainly cut.
And then the special needs child the net result about product is -- -- taking care of because you stay together.
Sharon and I did you have to decide -- -- storm are you gonna hit each other young Russians are -- each other and your -- each other's arms and it's.
It's not easy because you're so terrified.
She so terrified -- -- so beat down and that is a dangerous chemistry.
Yeah we haven't -- exactly what ability.
What happened all of us man -- said.
You know it's not fear its terror.
And -- feel like a dog and so every time -- -- about total failure so every time she's said something negative out of her fear I took it personally.
Here we and then and -- and it just escalates to Wear your -- each other's eyes out and you got to wrap each other raptors something each other's arms and you need to get the marriage counselor office.
In your pastor's office -- marriage classes get this marriage books.
That's gotta be your number one priority the rest this crap as monopoly and you just lost the game got -- told the board -- again.
And you will now -- then the next step is that the next thing I went to was did exactly what you said what -- it was a very wise statement I want to figure out.
Why the patient died -- wanna do -- CSI here.
-- so that I don't die yeah.
You know and I'm never back here again.
And that involves large getting some financial knowledge that you didn't have before.
And today -- labeled -- -- something I didn't have which is called financial.
Our thirteen week series know what you and your wife to go through as my guest.
-- and that will help.
Your marriage but more importantly it'll help you realize what you did wrong you're not a bad guy you -- out there and took a chance you got your head knocked off.
You're not a bad guy and you're not a dumb guy.
Dumb guys don't get a million dollars in that.
The ticket with the kids okay you're is dumb to do it but I mean you're not you're not intellectually deficient.
You've got the right stuff you made some judgment errors and you -- out there -- swimming in you know Todd went out.
And it's a problem so you gotta learn from that so you have a lot of -- will pick up you get in financial peace university.
You begin the pastor's office so marriage counsel's office when your wife.
And you hang -- your faith and the -- this crap will work itself out I can testify out of that forty years later sitting right here tonight sir.
Filter by section