Also in this playlist...
This transcript is automatically generated
It is on the line to start us off in Cincinnati hi -- how are you tonight.
You're very worried -- better than deserve what's up.
Your own -- as well first off.
Type thing sure for helping us solve my wife and I we've been -- a free -- years now and your help it didn't make it a lot -- you're forced to achieve Roger Clemens say thanks.
Very cool you're welcome can -- help.
Under an interesting situation -- and I'm sure probably a lot of people don't -- but my heaven ex wife and Hawaii.
Most don't have the same name.
Again my ex wife produce.
Two lead to where may have tried to garnish mighty otherwise -- -- start -- -- Because they cannot get -- of my ex wife and I we just want your opinion -- -- -- -- do.
Man it's just very difficult to -- this is only constant thing because it's its identity confusion is what it amounts to him.
Well I think any time.
-- -- -- they try to garnish your wages and you have no idea that was coming unit and didn't have any notice from becoming part of that.
You -- we have not.
We don't know until -- -- that -- -- when my wife works are.
And then you had to stop that of course more and you said approve it wasn't -- -- different Social Security number and so forth.
-- so it's like my wife's name is Sharon Ramsey her name is Sherry Ramsey but not your ex of course -- a new last name right.
Where they'll -- but my.
Think when they when they go to search they list her.
Hi my name.
-- -- we -- previously.
Move move move move.
And so they immediately -- I mean.
Well that's an easy confusion to occur -- -- -- pretty hard all credit card companies and collectors and those kinds of people in the misbehave but this is one that it'd be easy for anybody mess up.
Well I don't think you've got a choice I think you have to do a couple things.
One -- I would put -- you have the right to generate 200 word.
Explanation of some kind on your credit bureau report I would go to each of the three major bureaus.
Experian and Trans Union and so on and get these guys fill out 200 were explanation that.
Check the Social Security number this is not ROK.
In case someone is actually looking at it carefully.
Now and then the second thing is you've got to constantly check the credit bureau reports at least once a year.
And what you can do you're allowed to check each one of them and there are three majors.
Each one of them Equifax Experian and Trans Union you're allowed to check all three of them once a year so you can check them every four months.
Wonder where does that make sense and here and you're gonna have to be super diligent about this for a few years anyway.
Just to make sure if anything pops up -- there that's not her you can immediately go into attack mode on that company.
Anger that's the X that's the -- -- stupid get an offer bureau that's the -- don't -- us.
That's the acts and you just got to have -- you got almost have a standard.
Formal letter in process as soon as something pops up that you just go into attack mode and push from back and that kind of -- thing.
And continually checking the -- thing I would do is is if you don't have good identity theft protection.
You could go to Zander insurance dot com and get there and but I do think that protections what I have because if your identity gets stolen in this case it's confusion.
But if -- identity -- -- -- they -- a case worker or counselor to work all the details out for you you don't have to make the 63000 phone calls.
And I'm guessing that you could talk to -- folks -- -- -- -- see if that applies to your situation.
Because -- be worth every dime to have someone else work all these deals for you.
Think you're going yard career -- -- and -- This should I -- If I know well and are trying to locate her short -- that information on the membership I'd just thumbed its army and leave it alone alone or should do there.
-- hurry because she owes them money I mean.
And that way you know here's her current address and here's your current work and here's her current social security and her her phone number -- -- -- part of your standard form letter.
And it could not I have a form letter up front and up -- -- something like on such and such today I divorced.
And here's the divorce case number.
And it's filed at such and such a court house.
And her name Social Security number phone number and current address -- this.
On such as -- today I'm married to Sherry Ramsey to -- and RI and her Social Security number is deaths.
You have this confused.
Go after -- number one with a cut that.
-- better it's a standard letter that you just immediately ship off to these people.
Certified mail and email and everything also a little template and you've got all the case numbers on the phone numbers -- -- already on there.
Just the type but each time because you can do that you're gonna fight this continually.
Yeah yeah you're going to Colombia Longoria double coming there's some -- guy that named Dave Ramsey that lives in my tell him.
His dry cleaning gets delivered to me.
I don't I mean if you don't say in it that happens we'll be able woods lets you know that that's that's not.
Never been married and that kind of thing so.
-- confusions that you know the father and son -- you know Dave Ramsey and the Dave Ramsey junior there's not one there's Daniel friendly that's a closer to a junior we've got -- Still I mean that those kinds of folks they they struggle my dad doesn't like there -- credit.
And here I am 32 years old and I'm junior and I get mail with -- stuff -- that same kind of up.
Story to this when -- -- this is an unusual and I don't know if I'll have that before but that's three or four things I think you could do immediately.
What has put an explanation on each of the three bureaus to his pull them once every four months and check them you have stay on top of it.
Three is get the Zander insurance identity theft in place.
And then for -- have a standard form letter that you immediately send out any time you discover getting any inkling that something else is going -- -- You start you going to attack mode -- from back and re direct them over to the the first.
Wife of that name so.
Filter by section