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This dot com live Robert Gray here along with you that -- yeah -- does duking it out before we you know we're seeing a lot of emails.
Keep the emails coming really want to hear from you we're getting some really spirited debates here.
And we've got a great -- coming up now this isn't an issue that's flown under the radar screen through the years and that's identities that you know maybe it's right you know you're getting stolen be it you know credit card fraud -- But there -- new ways that this is happening that you.
You're gonna wanna find out -- that's it's even easier now is people are your feeling more comfortable on line -- back in the day Smith -- wouldn't call the end there are orders online because it went to their credit card out there well.
-- time to change over the past 1015 years and now people are on FaceBook putting you know their whole life story tomorrow less on there and right to feel pretty comfortable with it but -- then.
Is here with from credit dot com and in Adam thanks so much for joining us and that's not such a great -- that.
Know people have.
Tennessee to be pleased -- and his pleaser you -- -- give everybody every possible piece of information that would water.
-- the -- vernacular is TMI too much and it I think.
Who -- them the truth is it that people are flowing information and other people now people they don't know.
There was wonderful commercial not too long ago from the US postal inspection service -- woman was sitting in the back of the bus and nicely dressed gentleman sat down next -- -- -- raincoat with his briefcase and -- and I represent a government of whatever.
And that you won the lottery and we did just -- little bit of information from you and I can make arrangements for the transfer the money and she looks of them -- some.
And the caption is why is it when they're staring you in the face you wouldn't buy it.
But yet when it's on the line you can't do it fast and -- -- that he's.
-- email scams and -- phone scams have been about fears they get a lot more publicity but now.
You know everyone's you know they're they're tweeting on the Twitter or there on FaceBook and if people -- a lot more information out there and in.
Too much information makes -- a lot easier to -- your identity tell walk us through some of these scenarios on FaceBook and understanding if you have too much.
Of your birth -- out there for instance that is something that really starts to make it easier in and other things.
-- all they -- they found that actually if you can put together someone's hometown.
And they -- date of birth using different algorithms you have a pretty good shot of determining at least the first five digits of the Social Security number.
And depending on the year they were born it could go up -- nine on nine and and the truth is that.
We are making a lot easier for people so that's that's not an urban legend and you have heard -- out of -- is that -- study the -- -- the folks that affiliated -- Carnegie -- that that they've done it and and when you look at a lot of the data breaches that have occurred this sophistication level of the hackers has become so extraordinary.
That many law enforcement people will tell you the bad guys are now five years ahead of the good guys in terms of that aid pledges Schilling -- -- just that.
And you know I don't think I think people.
And it's -- -- personally you know I know people have FaceBook pages.
Or you know as -- noting Twitter.
How are -- getting into the FaceBook and Twitter page how big attic stealing information.
-- -- in its not even a question steal it anymore it's a question of throwing it at the may become your body somehow through FaceBook agreement masquerade as someone else.
They get on May -- by the way let's subscribe to the viewer who these people are I mean are we talking about you know you thieves and crooks or what level.
But danger are people not facing here.
Not to facing a very high level -- you're dealing with very sophisticated hackers many of whom are from Eastern Europe they've also traced some of the -- some of the -- -- To China.
Korea and and and and the fact is that there there are in fact hackers that may well be sponsored by governments all right so they come -- -- the FaceBook page as your body and then they do what.
Well -- can do a number of things one they can somehow got hold of your email list and they send out what's known as the 419 scam which were all of a sudden your friends get this.
Panicked email from -- that -- traveling in Europe.
That you've lost your money and could they please wire money to you through this particular set of coordinates.
The simplest thing to do would be to pick up the phone and call Bob and say Bob you were in Europe -- -- member -- heavily.
But I mean if you think about the kind of information people can't they'll say for instance real excited going to San Francisco for the week what you've just done is told anyone who in -- -- follows you.
You're not going to be home for weeks if they -- -- break into your house they can't.
Also people respond to simple questions I -- what your favorite bad.
Your favorite band could be part of your password or your your dog's name or.
Your mother's maiden name or -- whatever variety of things so what are the questions to ask is.
Okay you feel compelled to tell people the year you were born do you really need to give them the actual day you were born.
Or give them the date to change the year right someone might not be -- happiness FaceBook friend in the world but you know what you're trying to protect your identity.
People have to understand your identity is -- Passat yeah we've set -- a viewer China and say you know that they still as I did they were launching in -- -- fishing in Texas very ego -- now it's like any else then we'll continue on to say that his personal information stores.
-- a computer not hooked up to the Internet which I find interesting so if you have all your passwords and things.
Hooked up somewhere that's not accessible they obviously need to be there to get it but.
The hackers can't get into it.
-- and you need also to have strong password strong means not.
You know your brother's name or your birthday but rather.
A series of numbers and letters right combined and that change and also.
When you have email accounts you shouldn't use the same password on different email accounts because as someone manages to hack into one and you -- the last word.
The notification of the change of the password -- To your other email account that could have the same rate information you've been a terrific guests adamant that he's a fatter identity theft line -- --
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