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As the president prepares to continue pressing for national health care at his news conference this evening we are bringing in our very own Dave Ramsey for his thoughts on the debate.
Hi Dave how -- I didn't feel we want to hear what you -- here in exchange that took place to the town hall meeting in Maryland last night between democratic senator Ben Carden.
And a concerned member of the audience let's listen.
I want to know.
Are you going to tell need an individual that I have to buy health care.
Or else you're going to find -- when he 500 dollars there.
You don't pay.
You are part of the population.
That shifts its cost over.
To a person who got back and -- -- -- are two sides of the issue is the Porsche though -- for Health Care Reform endangering Americans right to choose.
Well this is a basic liberty.
And and health care is not a basically pretty mean making choices about what I wanna buy and when I don't wanna buy without being -- by the government who is a basic liberty.
And it is it is the socialization.
Of Madison and you can call it what you -- college you can dress have gotten.
And put a bow on it but it's still -- -- if -- call quacks and walks like a duck.
It is socialism and it's very core and the problem is -- what we've got is we've got a segment of our culture now.
That doesn't care if mom and that are in foreclosure.
They're going to be a four year old on the cereal while the throws -- -- this is buying me something buy me something because it's all about me.
Even though mom and dad can't afford it and that's so that's people out there saying buy me health care by any healthcare -- -- health care while the nation's -- and broke and going deeply in debt.
This is exactly the wrong time to even be considering this kind of expensive stuff.
And add to that the problem we got to step bunch of states teetering on bankruptcy.
He's got a subtle bunch of states with a bunch of this debt and a bunch of problems associated with this we're -- -- states out of this of.
Not real careful gave us some would say but let's see the forest for the trees that that you talk about things that we can't afford right now with the next month with the -- the next year but looking down the road.
At how much for example obese people tax the system when they don't get the proper health care of them show up in the emergency room with very expensive problems.
Is there not at least some credit to be given for the foresight here of trying to at least -- the situation.
Well the situation needs to be tackled but.
Obesity is caused by -- for -- And and you know that that's not fixed by this bit and so you know hang out I can eat too much too I'm perfectly capable of doing that myself so.
I can relate but the deal is this -- we've got to get back to the idea of personal responsibility and freedom.
Yes we need to take care of our neighbor -- but we've never been able to use government to do that efficiently.
We've got to find other ways to tackle the issues that we're facing.
And the HSA the health savings account put -- put the control back in the consumers' hands but the consumer back in the driver's seat.
And that was a really good step towards a lot of people.
Taking putting market pressure on pricing in the health care.
-- one of the key points here in the point that the president start sat.
A lot of his opponents do not start that is whether or not health care is a right.
Of every American citizen is that.
But I guess or -- got an opinion on -- mine is no.
I don't think anything is -- right now owning a car is not a right owning a house is not a right.
And I -- -- not true right.
These are things that you have to get up leave the -- kill them -- I get home wise life insurance not a right.
Why is disability insurance not a right.
Why is this suddenly -- -- I don't see that in the constitution I also that.
-- don't I don't either but you know what happens these people who don't have the right and they don't buy it show up at the emergency room.
And doctors can't refuse the care by law in many cases it's an outrage but what are you gonna do you know that where there's a lot of type of thing.
There's a lot of other things that are messed up about the system as well on the someone that loses their job and can't afford the cobra and and then they get caught the -- cracks and right about that time get diagnosed with cancer it's a problem.
I mean those are people with real issues -- got a friend in that situation right now I don't know how to fix their life.
But I do know that a government takeover of the you know of a huge portion of our whole economy and health care is about as big a power -- -- we have ever seen in the history this nation.
Do you think the folks out figure in touch with the folks out there or do you think that they have reached the point where they're more concerned about negative changes their health care than they are.
Worried about what they have now.
Well the folks that I deal with them by and large are folks that are hurting and and that are productive people.
That just having a bad time or their productive people they're not hurting one of the today.
I don't deal with a lot of deadbeat types because -- much patience -- -- -- don't like me.
But but you know the types that we're dealing with -- the people who want to take control and their really scared.
That their health care -- gonna look a lot like trying to get your license from new -- renewed doubt that the -- It's going to be totally inefficient bureaucratic and a piece of crap as far as service goes and none of us that are out here producing want that for our health care.
And we really think that government running it is going to help us get.
I just went -- the DMB nightmare by the -- he's so I can attest to that.
Is there a solution Dave I mean can you think of one where poor people who deserve coverage it can -- somehow.
-- Don't think there's an easy solution I think there's several things that are going -- one of the biggest problems we've had in the marketplace is that the consumer who is insured and almost a 100% by their corporate health insurance policy doesn't care if the hospital bills and ten dollars apiece for two Tylenol.
They don't look at the bill there's no consumer watchdog watching his own wallet.
And so what we call first dollar and health care meaning that the consumer.
The first dollar to pay for health -- come out of consumers' pocket a large deductible HSA is an example.
Causes the consumer to raise Cain with their physician if their over pricing something or giving tests that -- necessary to cover much of malpractice crap.
And so consumer first dollar pressure on the marketplace is one of the answers.
Another is really get down on some list malpractice stuff is gotten out of hand before doctors are absolutely slammed with their insurance rates and that's driving the -- health -- costs up as well.
There's several components to this the bit.
But there are free market in free enterprise ways to fix this it'll never be perfect but to make it a lot better and government is never the answer to that.
Well the one thing we can learn from the brits is if you lose you pay in the court system that stops a lot of those frivolous lawsuits Dave -- great to see I think that Dave Ramsey shows the name of his radio show and you can watch Dave Ramsey.
Every night right here on Fox Business at 8 PM and repeated eleven.
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