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Bend Indiana hi Amy welcome to the Dave Ramsey show and I think -- taking my call sure what's up.
Well I get a strange phone call her a week and a half ago from.
Someone that said that if your credit card company we'd like for you Hillary -- -- the MasterCard.
Less stressful and if your interest that -- course I pressed one.
And -- They went ahead and -- -- not the question that if I qualified for a lower -- might be.
And and the conversation went and they had you know told me all -- saving Beckett get by lowering my interest rates which obviously.
When they came down to the very and that they were going to charge my credit card 1250.
For the service that they're providing me.
-- up immediately feel like they were from the federal government -- talk about the president and how he bought out the banks and that's what they're getting the lower interest rates and all the stuff.
I don't mind and then I was like well I don't wanna spend that kind of money -- -- -- -- we can save you lot more than men and right now.
Well afterward that -- -- credit card company and make sure that they didn't -- it and they had.
A pending charge for the 1250.
Dollars my wanted to get your credit card number.
Because there at the obvious question you made them look good hard look no I in the last four digits and they they have.
I don't know.
You gave them -- last four digits where they get the rest stuff -- I don't know.
So they're affiliated with your credit card company in -- -- good credit card company says they're not.
Well how they get your credit card number I don't know where your credit card loan companies took offense up because somebody bottom number somewhere.
You're sure you and -- the whole number.
I'm tired -- -- -- has to say it now.
And they asked me -- I'll let me for my last four digits of my first security number not the whole thing either.
Never ever give out information like that even small parts that it.
Something like this well your credit card companies involved in this are probably on the company that it is -- you stop the charge right.
I kind of -- the church think that they couldn't do it until it actually post then but I checked again today and it has not posted.
Well you tell me -- -- you you column every day until it stopped and cleared and use in the certified letter out today.
Return receiver questions so you have proof of delivery or tracking number from USB.
-- -- From UPS or somebody like that where you can have proof that your credit card companies received the letter stating.
This is not -- charge this is a scale company and and then also all what you start crawling all over somebody over to credit card coming jump their case.
-- know why they're giving out my number.
Because they gave it out if you didn't.
I couldn't figure it out at all why -- you know.
It wasn't really them and yet being -- -- which credit card company is this.
Art and which car credit card company does he pulled -- from the telephone that they were from financial freedom reward that I search them on the Internet and couldn't find any information from them.
You know and -- might -- might part company at national city.
You know there's something up here if you didn't give them the number I don't know where they got it that's very very weird.
And you -- you need to go crazy on this to make sure that you don't deal -- -- canal.
And put this fire out now it'll spread and you begin with a for ten years trying to get this charge cleared up.
Then you're gonna end up in collections and everything else.
And never give out your info over the phone like that ever even pieces of it.
Answers to more of your questions coming right up contacted today Mo Larry -- Dave Ramsey dot com you're watching the Dave Ramsey show on the fox.
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