Also in this playlist...
This transcript is automatically generated
The credit card act any massive financial regulation law were passed largely with consumers and mine.
The two -- were designed with regulations to protect the public from fraud -- on explained rate hikes.
Credit card companies have been demonized in many ways that my next guest says they're great -- they have right now with credit cards.
Here now with her favorite credit card picks so if you want credit card picks.
Vera Gibbons is gonna get -- to you she's a columnist with -- wallet pop dot com so these are cards.
That and gave me a little something back so let's get here list the first cash back card that you really like you look at thousands without much from my discover -- -- -- the more popular ones to get 5% back on the everyday categories rotating everyday categories such as gas such as a -- for example.
1% back and everything else you've got a nice 0% APR for the first six months and 0% on balance transfers for the full twelve months of of the reasons we like to have to pack one that's tonight -- that travel.
The Starwood preferred guest is a very popular -- get one start point for every dollar that you spend.
101000 points just for signing up.
Right that's a nice try and it's also very easy to earn double triple your point to be state Starwood property -- All over the globe as you very well -- a nice low introductory APR of two point 9% with all of this.
For six months back at a -- goes up it's a -- big introductory offer there.
And no annual fee for the first year and then it's just 45 -- which I think it's -- okay airline miles.
Capital One venture that's very popular kayak -- -- two miles for every dollar that you spend.
You get an additional 101000 bonus miles when you spend at least about knocking her three month which of course is very easy to do.
One of the main draws of this part of that you can use it.
Any airline no expiration dates no black dates none of that and again.
No annual fee which is a nice thing I the first year and then there is a small one at 59 -- I think that's minimal because some of them are about a hundred.
Fidelity has a very good program where you get.
A nice 2% rebate on all of your purchases.
You -- at a fidelity -- but it can be your brokerage account can be an IRA can be at 529.
2% nine purchases there's no cap on that and again knowing he'll face which is a lot of people Larry doing business with fidelity so they already have the -- have you -- -- -- -- just set it up -- you you're gonna announce that points.
City four -- five points for every dollar that you actually spends on things -- dining movies books.
One point on all your other purchases but one of the main reasons -- like -- -- -- as opposed to some of the other ones that are similar and you actually rewarded for -- good behavior.
100 points if you pay your bills on time he stay below your credit limit -- I.
2500 points if you decide to go paperless and if you have good habits that three cycles you can lower your APR by a full two percentage points while to do great ideas a lot of people out -- the looking for good deals on credit -- we've got to have good credit you know 73740.
And above you've -- -- pay your bills on time don't -- about these -- the types of cards -- -- good -- that particular set.
IRA and still you're doing all the right things this is it these are your card -- look at something back for the purchases are making anyway yeah absolutely -- thinks so much for your help you I appreciate it.
Filter by section