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Powell is in Kansas City hi Al welcome to the Dave Ramsey shot.
Are you doing today better than -- deserve sir how can I help.
Already well I just like that -- say thank you for your program I'm down to 16100 dollars is all I have in my debts because look maybe you are allowed only if that.
-- But not -- down but on the other hand my parent the exact opposite my mother's been chronically -- nothing terminal let.
She's racked up medical -- my dad had a multimillion dollar business about a 150 employees that paint a few years ago.
And -- that court ordered that hey so much months or is -- even though.
And it's credit report he's paid enough look -- question boils down field.
Win if possible it is is it possible for -- to inherit -- at L or into her own bills.
Yeah out for them to come after me -- they've gotten rid of all how is it just threat there there aren't any -- that the people that.
But that that -- somewhere in between 300 and half million dollars is for both my pair.
Yeah you do not inherit debt.
-- he that does not transfer.
Unless you signed forward you're not liable for period.
I have people calling me.
To try to give me the -- my parents about.
Baird debt and their procedures is is that legal is that ethical -- some -- play.
They call and talk to me on my cell phone and my name asking if I will go talk to my parents about it the collection agency.
Know -- -- that that's not legal if they if they cut tell you that there -- debt collector in their calling your care about your parents -- violated your parents -- privacy.
Based on federal law.
Oh and then they they absolutely have -- -- you know -- -- doing that which company is caught -- -- counselors look.
Is that and company names they came at me or this for -- where they this one -- got -- apology -- -- me your phone number.
Yeah I honestly I have no.
Clue I had smoke -- on going application for emergencies or something he gag exactly maybe an emergency contact information is something like that.
And so what I would do there you're.
Your cell -- got caller ID on it doesn't it.
I would just just hang up on it when it calls and then the second thing is -- will put a block on that.
The third thing is I would send a letter certified mail return receipt requested to -- Kansas counselor for whatever they were called.
And tell them that they're violating federal law if they ever contact you again you're going to sue them.
And also put PS on -- -- will consider all future calls to be obscene.
And I have a sports airborne on my belt which I will use to try to happen any of your representatives who ever down my number again.
Absolutely and just put that on there and then just hang up on hang up on the -- call yourself folk on the fifth -- to block the call completely.
And called the the phone number completely and then you know an ever so often if they do it again this call the manager over there and just yell at them.
Got some funding to special -- Wednesday because they're totally outside the realm of not only ethics but federal law.
Now the but the point of your callers are you going to inherit through a thousand dollars in -- the answers that you do not inherit debt when someone dies there -- states consists of what they own -- Verses what they -- And what you owned it vs what you oh and if you don't old enough to pay what you -- somebody's not getting pay.
And that's it the -- do not inherit debt and the only way you're going to get any thing in this -- Is if they own more than they which in this case they don't they own a lot less than -- So when your parents passed the debt will pass with them.
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