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-- Richard talk a little bit more about health insurance companies because the -- -- overall health care.
-- in -- -- health insurance companies are being put in the cross hairs as the ones holding up reform.
And -- the president and Democrats try to pay ballooning health care costs to the insurance industry.
Health insurance companies have had little to say.
As of yet so we're gonna hear from the now Robert circle -- is from America's Health Insurance Plans whose nearly thirteen hundred member companies provide health insurance.
To more than 200 million Americans.
So first of all at.
What it why have health insurance companies been so quiet you lobby I'd be -- insurance companies down in DC.
Out what's going on.
Well first off thank you for having me on.
We have been very vocal about the need for Health Care Reform for more than three years actually.
A year ago our industry stepped forward and offered a comprehensive reform proposal that includes the insurance market reforms in consumer protections that we're talking about today.
We said that everybody should be guaranteed coverage regardless of preexisting conditions.
We said that no one should be charged a higher premium because of -- health status or gender.
-- -- make that work we need a personal coverage requirement to get everybody into the health care system.
What you're seeing right now is an effort to change the subject by attacking health insurers rather than talking about the substance of Health Care Reform legislation and having a real debate and that's -- the American people are looking for the looking for solutions.
Not the same old divisive political rhetoric we've seen in the past.
A President Obama has repeatedly said that health insurance premiums grow three times faster.
Then our own wages is that cracked.
It is correct that health care costs are rising at an unsustainable rate faster than wages faster than inflation fast -- GDP but it's important to understand that premiums track directly with the underlying cost of medical care.
So the cost to providing care goes up premiums go up accordingly well.
We have grown to how his -- was all our insurance companies -- for the rise in health care I understand this other things added and that.
-- the health insurance companies continue to make a lot of money some how responsible are health insurance companies in those prices going up.
What health plan profits.
Of all every single dollar that.
We spend on health care in this country less than one penny goes towards health plan profits so we really want to get costs under control we need to focus on the other 99 cents.
We need to address the wide variations in practice patterns across the country.
When he did address the fact that we have.
The new technologies coming on the scene every day but we don't have the type of research and evidence to show how well they work.
So that patients and their doctors can make the most informed health care efficiency is ridiculous and it was more specific than what -- health insurance companies do.
To drop the cost of health care.
-- have health plans have been doing a lot -- in the area of coordinating care for patients with chronic conditions.
Promoting prevention and wellness working on innovative pay for performance model so that were rewarding.
Doctors and hospitals to you improve health outcomes and improve improve quality.
Rather than simply just paying for the number of services that are provided like we do today and like Medicare -- -- right Robert thank you so much appreciate you coming on giving us that perspective as well.
Robert circle but if he again is with America's Health Insurance Plans are right.
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