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Jackie in Pueblo Colorado.
Hi -- welcome to the Dave Ramsey show how are you tonight.
Hi -- I'm fine Harry he'll better than I deserve what's up.
I'm I had a fairly new -- let me ask you about a year ago and without even realizing it the bullpen late -- You get your baby yet and we never been in financial trouble let's go.
Right now we are working on -- upper house -- gaming is.
About the 91 month couldn't get any help I tendered and not -- -- -- He get that you know here anyway recently -- -- -- I gave my had been an old track except that he got machete.
That you weren't that -- that I -- I act that way you can get the money he want to puke that pain in the occasional big ball and -- at that track.
And I AM not for that idea at all.
He is and -- -- -- -- So it can eat seeking an -- eight audit Wal-Mart buying some armour all or you know so.
You know I -- you.
This track with our additional -- money and I I don't want you how much do you own your home.
Right now we're outline 87.
-- and what your household income.
I bring in about when he few.
Months that he brings in about 4000 a month.
They make about.
Seventy -- balcony or.
Let me your take home now you -- -- cloture time.
-- from nine years so and in -- before taxes your adjusted gross income on your tax return.
Correction make -- -- you know 190 on how should get free other than the house.
Track you -- anything insane things.
Right now we -- that -- patent -- director of the -- -- -- it -- The king birthday and hit my trip being planned and he's out there contributing Q well we'll have.
Lot higher -- and -- intriguing -- -- case it could work as well.
And what's the budget to fix the truck in his mind what -- how much what -- need to spend total.
You know I don't know what are you want it that if people aren't they get -- like.
You know old cars -- Ready or what -- -- he's -- -- -- -- cars ready at this kind of caught me off guard.
Like it quiet pick that car at it like it that we're -- -- Postal Service -- This storm may become -- I -- we charity here clouds though I'm kinda nervous about my job right now what that is why don't wanna be on money at a truck.
I'm confused you're saying the Postal Service is gonna have layoffs.
Eight there harking about it out I hate workweek taxes.
In I mean everything -- -- -- you depend on.
-- -- -- -- Yes -- like you know -- -- -- people.
Now now -- -- -- more fun than not but.
All right well I think what you gotta do -- you guys have to talk through what it is a -- warning to accomplish he hasn't clarified what it is.
I mean if he wants to spend 500 dollars or 5000 dollars.
That's a lot different than 50000 would you agree.
Content and so 5000 dollars would be ten months.
That that would take that old truck a long way and it's a pretty cool truck and apparently has some emotional -- to his family -- right.
Cell lines come a guy thing.
You know girls -- China cabinet sometimes and we don't understand those.
Fixing up a really cool truck like that I can relate to.
But I also think you've got a point on paying off your house so why didn't you guys have got to do you got to quantify -- just -- I would be willing to go along with.
You doing this I don't understand it.
I don't like it.
But in the name of trying to do something nice -- my husband.
And you know I'm willing to go along with this -- to X.
And you need to figure out what -- is or maybe before you put -- out there why don't you ask him what he's planning on spending.
-- might surprise you you've got a bottle of armor all in mind.
He may only have a couple of thousand dollars in mind and in this discussion doesn't need to be an argument right.
So let's quantify what arguments about and we can figure out where -- -- If it's -- amount over 5000 dollars that he's looking at spending on this thing.
That's probably won't happen over a period of time and you probably gonna come up with some kind of a deal where.
You know you put.
I don't know.
A few hundred dollars or something towards the truck.
And the rest toward your mortgage some kind of a compromised between the -- It's not unreasonable you all of them a great job financially it's not unreasonable to spend a little -- -- money on a two way.
They you can both agree -- You know I.
You know I understand that you don't.
This not -- you're excited about I get that but you guys have done very well you're you're my -- in -- in unusually good -- you make good money.
You don't need to spend much more than that on missile -- so it's kind of -- ratio thing in my mind.
500 dollars is one thing 5000 dollars is another fifty thousands not reasonable.
-- -- couple you know I think you got to come up with a number that you can both go along with and then figure out a way to get there if I were in your shoes.
It was only 5000 are left I'd get it over with in the next few months and then be done -- it and then back to the house.
Only ten months you know.
But if it's a whole lot more than that -- -- got a whole lot on the discussions to come along with or we got -- -- selling something else that we owned.
Or working from lectured jobs to fix the car you know we got to find some income or -- lifestyle.
To be able to fix the car up and accomplish your goal which is a really good goal -- cutting off.
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