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Tyler is -- -- -- and Colorado Springs -- Tyler welcome of the Dave Ramsey show.
Hey Dave picture of him -- sure what's up what else Colin first up we just finished up at you at church.
-- first -- -- Chicago is bucking public to get on the right track call -- My question is our daughters she can have a lot of ear infections and so all the money that we can -- enough for our emergency fund every time he came and we had to go.
-- -- okay and the the medicine and what about every time we ended up with -- -- right away how little writing.
She should -- be concerned about nine months.
Song no -- and right now.
I think it's I think it's federal law that they have ear infections about that time to take -- your money.
Felt like those big issue until -- political yeah like everybody I remember two -- three Monday -- with the same thing.
Well we have -- think you've been here the couple weeks ago now.
And so he did then but of course we have to pay for that and so my question is policy if we had emergency fund.
-- -- -- -- -- -- -- -- -- -- -- -- -- -- -- Money that we can't -- enough for the emergency funds we put toward the bill.
Towards the without -- the bill come on the back in the -- -- Lot I would try to do both I mean this bill you know what's coming.
Yeah he's just a matter of -- and so I'm gonna tighten my budget down really tight knowing that this puppies coming and try to knock it out.
As soon as it comes -- if not you've got to try to work out payments with them.
And I don't really like to make payments they expect the bill would just be paid.
It's not like they offer financing over at the hospital they really don't so.
How much is the building you know.
I don't know yet our deductibles underdog you're not 10% of -- but it will opened up.
No -- so you may be looking -- as much as a thousand bucks.
-- need to -- -- thousand dollars back in your emergency fund right.
Well I got to choose this as a legitimate emergency -- just pay the bill and then we'll start our total money make over yet again and the good news is with the tubes and all that should be behind you.
Yeah Australia and so on.
You know -- listen that when you first start the whole process financial peace university the total money make over.
Paying attention to your finances and I'm not work solutions steps here of saving some money getting out of -- -- of our plan.
It just feels like -- whole world comes against you at first we used to laugh and say.
Don't -- financial vision -- because transformational go out you know.
Mean it's like stuff like this is gonna show up and more than anything -- -- more aware of that -- -- used to be used to would have been kind of in denial and the fact that like it -- there and don't -- -- later after -- deemed up your credit ending to your creditors something now you're just -- a mind you're going.
I can't -- started.
-- accusing me gain traction here.
And so I'm glad that you're a little bit frustrated because you're you're you're jumping the gun -- -- at the bit to get started.
It and that's good so you guys are going to be fine.
By this time next year you'll be well into your total money make over your going to be making great progress.
You just stub your toe when you got started.
And so you got to start like three times or something don't quit -- it's worth it and it will work out and you will get through it.
Garage sales extra jobs all that stuff to be able to build up that money really good question really really good question.
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