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My goodness frank is with us in Spartanburg, South Carolina -- frank welcome to the Dave Ramsey show.
I do today better than deserve sir what's up in your world.
Well I want to stop by saying I'm a graduate firm January 2000 -- of gear -- financial peace university.
I don't know that's getting -- -- right now but the problem I have is.
A barrel -- can't -- 2005.
And I have.
Used up every means of you know I've got to -- my emergency loans -- guide to everything and now.
I don't know if I should declare bankruptcy.
-- -- straight to -- point or or not.
Mom what happened and why had three shoulder surgery.
And I'm still out.
So south Carolina's got a weird what they do is they they put out for six months and evaluate yet.
You via surgery and expect -- recover for the next six months okay.
Well they only give me a year to alone -- can't they only give -- year to.
Get back to work.
All of your medical.
-- -- so in this injury happened when.
The first -- happened they don't -- The first injury yes sir the second we -- -- the last injury happened on my last surgery would February of 08.
-- so how are you doing now practically speaking.
Well I am I'm sitting here waiting on an appointment with -- -- Social Security.
One last ask how your shoulders doing.
Oh there there in bad shape.
All sides you know I got metal -- in Brooklyn wrote Peter Cook political right rotator -- replacement.
And screws contingent -- if you were doing something where you were lifting you'll never do that again likely.
That's what -- -- absorption in the -- on the -- you so what are you gonna do with your life.
Well I'd like to go back to school you know you have been doing the same job for 25 years.
I did like you said in the course.
When I took it here at church.
And I went out and got two more jobs besides the job I had because some you know we weren't in some financial bit.
Was able to yet.
My eight emergency on where it needed to be and -- I've made really good money what are you going to do with your life.
I don't know at this point it -- you know right now -- I have.
Handicapped child who's my oldest my church is getting -- -- so I don't ought to do -- that.
I hadn't had anything settled from anybody.
-- -- settlement from three different injuries.
We have an attorney working on it.
Yes -- we'll cut.
-- here here's the problem here here's what I'm sure gonna challenge you on this.
I don't think you're bankrupt.
But what happens when you go through oftentimes I don't work with a lot of folks over the years in these situations.
That when you go through as much pain.
Physical pain as you have been through in the past two and a half to three years that becomes your definition of -- -- it pain does that to our emotions.
And you start re defining yourself as saying.
I'm the guy with a screwed up soldier shoulders.
Because it certainly and that's not to put you down that's normal in by that hurts as much as you have hurt.
It starts to become your it -- occupies your brain power to you know what I'm saying if there.
And what I wanna do tonight is -- a cattle prod and re and cause you start redefining yourself.
Instead of defining yourself but what has happened to you.
I want you to define yourself by your future.
You have not the cause of the pain and it's legitimate and I'm not running it down -- don't want you to hear that comment from -- -- been Smart with the because I if I had been there would have done the same thing you've done -- a tough guy that you this stuff hurt.
You've had a lot of pain in my right it certainly cut but I want you to take your focus off of the -- and off of the shoulders.
And off of the injuries and start focusing on what I wanna be five years from tomorrow.
Starting tomorrow you need to start -- walk towards who you're gonna be going forward not who you were in the past.
You're not defined by your handicap child you're not defined by your shoulder injuries anymore you can't be you don't have an option.
Because as long as your -- focusing on the injury in the workers' comp.
And the settlements and all that you spend all your time looking at that -- while you have no future.
Yet it -- -- you know cause of my age.
You know I think there.
Not that old why not go back to school -- -- I -- have been great if you don't even know why you're going back to school.
And I will let aren't happy about it worked well -- -- by my company.
-- you can go back you can go back to work for that company.
Which you can go choose your career.
You could become a salesman.
And you don't need to lift something to do that you could become or whatever.
And I I don't care what it is you want to become but I wanna challenge you to not define yourself by your company you're not going back there you're never again don't do what you did before.
And they don't have the power to set your future in the sewer and -- you give them that power.
By making a choice to sit and watch all of this happened to you.
Instead I'm not force you out -- -- and turn you around -- and turn your chin right now where you're facing forward.
Instead of backward are you hearing what I'm saying is that is this means.
No -- -- -- 'cause -- -- let me tell you what -- going that was very normal but you've got to change your direction of your life and face forward.
Into the future.
And all the promise that it has for you and the thing that you're going to become.
-- when you're making a 100000 dollars a year five years from now you're gonna say thank god my shoulder got hurt because I got out of that dead end job I was then.
All the while got to stay there the rest of my life.
But it if my shoulder hadn't gotten hurt and you're a look back on that that way but the only way you're gonna have that experience is -- -- sure -- forward.
And so I want you start thinking career and is that a bankruptcy.
I don't know if you don't go through bankruptcy or not.
But I do know you are going to go they wanted to lose everything if -- keep focusing on waiting on the law here and your company and all these people send you money.
Because there eventually -- send you some money they owe you some money.
But it's not take awhile and you can't wait anymore.
You've got to look to the future.
And who you're going to come and go -- school I am end of that.
Work while you're going back to school there's lots of stuff you can do with a shoulder injury to make you more than your making sitting on your butt right now.
And I'm not accused -- lazy I'm accusing you of defining yourself about what has happened to you rather than by your future and -- really little -- change that.
The missing your copy of a book if you -- -- over the about next three days after you get it it'll rock your world change your life let's send it to.
-- -- you one called who moved my cheese.
It's a little short book read that -- -- fire you up.
And the second one -- gonna -- -- is a book called 48 days to the work you love and it take it walked to the process of picking your new career.
Picking your new life out and you need to reach up there on the shelf and say I want that one.
OK here -- the ingredients -- need to get this degree I need to go through this program money to read these books so that I am one of these five years from now.
And battle rock your world change your life.
So 48 days for the work you love about Dan Miller all -- both of those to use my -- Only thing you have to do is promise Laura when she picks back up that you'll read them all by them and send them to you if you read them.
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