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-- the N Atlanta Georgia hi Dorothy welcome of the Dave Ramsey show.
I have I think what's up thank you well I was calling in regard to let it affect my head -- is.
He's going to refinance are more kids are in -- thirty year markets.
I'm let me say first of all he is not -- -- with your program didn't know I am trying to be.
-- He wanted to do a -- a market to them but we can't get past ten years left on our fifteen year markets that he wants to refinance or try to consolidate.
And I just.
Lecture do -- tell him I'm not a bar quick look at.
You know them.
And you're not on board because you'd like see the house paid off rather than move.
And yeah anger over -- home.
I even think the united that's 54 I don't wanna go out there earmark which I'm looking forward in ten years and -- -- them.
Any trying to consolidate some bay -- been that way -- -- -- and he didn't do well when you say he's not only moral -- our program you guys have talked about the idea of getting out of -- living on a budget he -- do that.
-- Am well.
I can't spend -- year at EU RO curry am I am home.
And them -- -- highest -- but he's battling militant and do it or anything.
And -- I don't know.
Playing a little.
What does he say you say I'd like for you to go through this class for me so we can learn how to handle money together and become wealthy -- says.
I don't know I really don't wanna spend time on my wife and I don't wanna be wealthy -- -- when disease.
Any kind of basically says that -- -- -- money -- everybody I'm.
-- -- -- -- -- -- -- -- -- -- -- -- -- And in does -- any restaurants.
-- yeah do you ever -- to -- within.
Yeah most people made money on you.
Yes I know what I now.
You're right your -- worked on.
Yeah -- -- any money on units it's off a moment really it's a sin you should never be making money on anybody.
You know what this geniuses.
I'm sorry I don't having much you know.
I'm not personally insulted I couldn't care less if somebody goes to the class I'm I'm doing just fine.
That's not telling me at all.
But I I did get aggravated with people who seem to have all the answers -- about money while they're broke.
Yeah that's that's kind of a dumb thing there that's like a fat person sitting in trying to tell me they know all about physical fitness.
Yes and I have grasping my fingers and hoping that it just doesn't answer because there's a chance -- well I'm nine you know about -- -- be approved -- You know here's an idea it's not gonna go through because if -- in your -- on -- -- sign it.
I know I haven't even original and really now -- Let me -- money on the appraisal.
And waste all emotional energy of applying what you just tell -- I'm not gonna do this.
You -- and they application and OK Duffy.
Well why I mean why -- you tell them.
Cause you're gonna somehow he -- it or -- far right.
He did it before I knew he was getting hit a.
And so he just kind of used to get in his way even though is wrong.
Well I guess he's about to intersect something new you -- the new year do you found your.
-- Yeah I'm starting -- They ought to get into too many things.
Under 27 year the marriage and very glad it did but -- now.
So didn't know.
And as a matter of fact I think -- I think we need to go to marriage counseling.
Because you don't respect my opinion at all any thing and I'm tired of it.
And -- now I'm not signing this mortgage.
Under any circumstances there's nothing you can say no -- you can throw no threat you can throw out that'll make me do it.
No it's wrong.
You're wrong theory on this I'm not willing to go back in the -- on my home it's almost paid for 54 years so I'm not willing to do it now.
You're wasting your time you wasted your money on the -- these in the appraisal -- -- didn't even ask me.
Because you never have asked me and now it's time you -- to start asking me because you're gonna hear a new word all the time on this no.
And English you can learn to respect my opinion and -- take my vote on these financial issues than we need to sit down with a good marriage counselor.
Does a two point seven years the worm has turned.
Not the marriage but you get your way into -- stupid stuff to -- going along with it I'm done with -- and you know that's where I would be if I were you but you've got to decide.
And and it's not about me scamming somebody I don't care if he does it my way or not.
But you are asking me my opinion in your situation.
And my opinion is you guys have financial problems because you have --
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