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All right let's go to Phoenix Arizona and talk to Ashley -- -- how are you tonight.
I'm doing well yeah look better than deserve what's up.
Loud like I did I might deny body how to get there about thirty years ago.
And I got a bit incidental hide it well yeah and I was able to work or about you're not here it.
Barely gotten behind -- all of our -- not I don't but.
Let's check that out let's change that you were able to work you chose not to work to go to than a lot in a school.
And so you -- that in doing that you chose not pay your bills.
Well no we -- all of our belt but yet I am really concerned about my credit and hit it really bad and I want to keep it that way.
But yes -- credit card act out and -- I have about 30000 dollars it can't let out.
Also you borrowed the money to go to school.
And you borrowed on a credit card since you are working.
Like let me say it then.
Now it getting difficult the bear market because it tired but I didn't job once they hear you make pretty good money at that I'd done it.
I'm not worried about paying -- -- -- -- -- -- -- -- -- -- -- -- -- Yeah how -- right now we've been trying to hit a lot of hate about the thousand.
A lot there is a very good but called and I Allen -- and -- Eight as we have been.
That they are I help you -- out every -- -- on my I think he.
Our and it's a mortgage payment yeah mark it and I know no you shouldn't how much is your is your mortgage fun.
Is setting implore let -- -- I'm not how much does your boyfriend my.
He takes about 30000 dollar in the -- but I wouldn't.
You -- got a 17100 dollar house for him.
Yes -- -- -- -- yeah that whenever we get at do you know where you making.
It make me about the -- Unbelievable.
Well I guess you're working a part time job while you're looking for the the -- in this position and he's delivering pizzas starting now.
And your first priority is your mortgage.
Your second priority is your student loans and your last -- your credit card.
And some like credit cards -- get paid to me.
Your credits -- damage can -- as you've made a free can mess.
I note that I any outfit that you -- short bella how better.
If you have but I don't -- you know you can tell me you're gonna get a job making money in and I guess you're making more than thirty is a -- Dennis Archer.
Yeah you make about eighty balcony here.
Yeah you make that many -- that -- my dental hygienist makes eighty Graham.
Think you know hundred -- -- Really.
Yeah I was not aware of that I'm not true -- not gotten accurate information but I hope so it back here I thought -- but that's OK I.
I hope you can go make 60000 and put it with his thirty and then you guys can clean this mess up.
So they had -- equation is not sell a house that's equations land one of these positions as soon as possible.
If you don't though you're going to end up having to short sell the house.
And or your -- gonna get really messed up.
But you're gonna have to get behind on your house before you short sell -- they don't little short -- for -- by its current.
As you found out and they don't modify loans hardly at all in the model for loan modification is a joke and don't happen much.
That's an Obama -- So remote -- as you start doing and where are working with them every day we know the reality it's not a Washington discussion.
Besides that you're not really eligible this is not something -- beyond your control you were just stupid.
-- a lot of stupid things and early -- qualify you for modification.
So hopefully the answer your question is going to be you're gonna pay your house payment.
You don't pay -- eat keep the -- -- he's gonna work connection job you're gonna work two or three part time jobs and soon you're able to land day.
How generous positions so that you can go back then and clean up the credit cards and student loans and stay current on your home going forward.
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