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All right Kelly's -- in Kansas City hi Kelly what's up.
I gave hey thanks for taking my call -- And I salute question concerning to credit card debt to.
I'm currently I am divorced and however apparently unbeknownst to me and a few months before -- filed for divorce from my husband my -- -- has been.
I'm open to credit card.
In my name you know Kelly can be -- -- -- -- I -- that I did it he opened and credit card in my name in my name only.
I'm sorry the -- little patient with your name.
Yes and you didn't know about the absolutely no knowledge -- -- murder.
It -- -- it it did catalyst 25000 dollars thinking wow yeah so Yahoo! really well.
And Bank of America and Washington Mutual or help you.
Okay and how long ago was this.
And we I found out in December -- the day after Christmas in December of 07.
And I've been fighting with that everything and yeah.
And you -- -- taken that long to deal with identity theft did you follow please report.
Well that's the problem I tried that they did they are telling needed because we were still married at the time it's not fraud not that's absolutely fraud.
But I -- think they -- -- -- -- and I called my attorney general profiteering candor now and they -- they can't do anything until the police department filed fraud and they.
And they well listen I'm -- your mayor then.
The police departments an idiot this is absolutely fraud.
It's criminal fraud to -- anyone else's name without written documentation called a power of attorney.
And it's criminal fraud because it entails them having good and financially gained from the transaction.
You I'm an attorney.
I had an attorney but she is saying the same thing until we get a police.
We -- -- -- is what gets rid of the problem I agree with that and so we've got -- -- the police I guess gosh.
Thought it -- an identity theft is so common -- reporters if they're usually issuing reports on this.
And being married to the person that -- we -- does not exclude you from being a victim of identity theft that's absurd.
So and it lets try this com.
That the folks with identity.
Theft protection with Zander insurance that I endorse on our radio program.
But -- a great job of helping people clean this stuff up that's an insurance protection -- on technically insurance its identity theft protection.
And then the only company that when you have somebody like this happen.
Then they take over the case and they go work the case for you.
Now obviously can't buy an identity theft you know protection after you've had and I don't think that the -- my homeowner's insurance after a fire.
You know it's it's not available to you however I sell a whole lot of policies for these people who put.
So I think I can help -- We'll see if we can get one of those folks to be assigned to your case and get this worked through but as you absolutely don't know what I'm in this money -- should have been cleared -- years ago.
And this guy should be put in jail.
He's not going to be put in -- -- it isn't.
Some -- he's criminal.
But yeah but but but you need to get a police report.
And then you've got to get with Bank of America and Washington Mutual and just explain to me not paying this and then get off your credit bureau report -- do right now -- -- but.
It's absolutely identity theft it's a show -- -- case about -- that you had no knowledge of it you didn't sign -- you didn't benefit from it nothing happened there.
The staff just for you can stole money from my bank is what he -- he's -- bank robber.
Absolutely -- -- gave it if he I I don't like credit card they don't have credit cards.
If he didn't sign -- -- -- credit card companies.
Will they open an account just online or over the phone in their chance that he didn't find anything or does that even matter.
Doesn't matter you -- and engage in the transaction.
I did not and your insurance -- Oh yeah I finally got him to admit it you know employees -- pay it back to begin.
Good luck but that's their problem it's not your problem is that it is it is still fraudulent transaction and what you need to do if you haven't already done -- -- from victim learn on your credit grosses idiot -- do this again.
And probably just freeze your credit bureau reports once you get this mess cleaned up.
Okay and will I ever be able to quit it with I can prove that we did it again -- -- well.
-- standard process to clear it I mean it's a normal when you get up you know you -- have to have a couple of you know a couple affidavits or something that you son you definitely do need the police report and in the fraud victim division from ball while Bank of America.
And Washington Mutual which they're not real responsive they're basically -- But they they understand the long -- that you're not liable in your not gonna pay it not a dime of it not a chance.
Some I don't know Anwar will pick up and we can we'll see if the senator insurance folks so.
Be able to assign you someone just as a special favor to me and work this through lots more call.
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