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Wow the government health care exchanges are open for business -- aren't American people really ready a majority admit they don't have enough information about obamacare -- -- exchange is set understand them we have foxbusiness.com.
Reporter Kate Rogers T care.
Good -- occasionally when -- half of the need to know points.
Yesterday so we're gonna continue on with five attend.
That yet -- mean one is is what I have a pre.
Listing condition -- -- need to look at the preexisting condition you can no longer be charged more for a monthly premium that healthy person would be under the new law.
But the only exception to this plan.
-- to this rule rather are those with a individual and it's been grandfathered into the new system.
They would technically be able to be charged more but they can go on their state or federally running change.
And purchase coverage there where were they wouldn't be able to be charged more for monthly premium for having that pre existing condition okay interesting I keep hearing about catastrophic plan gas catastrophic listen.
These -- for people who are under age thirty.
Who qualify for -- hardship exemption meaning that they can't afford coverage they pay less upfront monthly for their premium but if they do wind up using the plan in the keys.
Of any injury or illness you wind up paying more once you start using.
So there's risk involved there that they're -- and in this new.
The largest impact children are they covered yes children recovered they can -- on their parents' plans up until they're 26 birthday.
Once they turn 26 they do you have to get coverage through their employer their spouse or of course of these exchanges the exception here is if they turn 26.
After open enrollment period which ends on March 31 when he fourteen kicks off today.
If they turn 26 after that point they can on sixteen just in purchase coverage and won't be subject to the fee is so as long as they get okay.
Dental coverage everything wondering is that included dental coverage as part of the essential health benefits package for children.
It's not included for adults and adults can go on these exchanges -- shop around for their coverage they may have to be a separate premium for that.
And for -- -- it.
Unemployment if you're unemployed doesn't matter it actually doesn't -- it depends on how much she meets monthly in your household he -- -- eligible for a subsidy -- up to 400% of that federal poverty level which we talked about yesterday 45000 dollars for an individual 94000 dollars a year for a family of four and of course all this information on health care -- -- today so people can find out -- -- great -- thank you sound like he's he's so -- breaking something down that's quite complex and simple -- there coming up.
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