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For instance and it's -- Friday online -- -- good morning everybody thank you so much for joining us.
Our first -- -- -- do have retirement segment with us who have been digging into this issue lately because now is essentially the worst time in a decade.
According to did Kutcher for -- -- or retire essentially as a whole bunch of issues that they're facing here founder and president of death financial group.
And no relation -- action you know Steve Jobs in the movie coming out.
But no no relation to him too bad -- OK I'm so why do you think this is such that time I know there's a lot of reasons below if you will I can think.
You know that's a good question -- I think what folks are concerned about is just the uncertainty.
You have a couple of days here the markets -- a little bit NEC and of course many folks from.
Remember at the the 2000 well we've had here 2000 intently of the housing bubble 2008.
Actually was 2008 we had the housing bubble 2010.
But you know we had the that was -- the.
Dot com remember everything they remember that that happened down in recent years and a lot of them took their money out of the stock market right know what to do -- -- rademan took the money out when it was down substantially if that's -- where it had been.
But I -- -- recover the strike at so I think out what's problematic is is as win in this uncertain time.
That the folks today want to find some programs that can offer safety growth in control.
And and I think that's more important now than ever.
As we look at the cost the -- gasoline prices -- -- -- affecting.
Commodities -- people having to pay more money and so as we sit on this potential roller coaster.
Folks want to have.
Programs that will make sense for them.
Democrat -- hadn't kind of make sense for you okay well I think again.
You know we offer a platform that offers.
Fixed annuity program.
That provides the safety growth and income that I've talked with you about here.
And it provides folks the ability to have market related growth and went out their money being impacted you know my clients.
Some my clients really TSX -- -- -- insurance and me -- -- -- -- related growth without your.
Income being compromised -- so that's correct.
And because the programs that we work with -- offered by insurance companies have had an insurance companies offer I guess for lack of a better word collateral -- station.
And offer folks the ability to have money.
That can be paid in perpetuity.
To meet those.
And so that's what we think is a good strategy.
You mention gas prices and while they're not as high as they -- they're certainly uncomfortably high and they're probably gonna stay there for a while the other things that we're noticing -- that have been.
Pillars of the economy in recent years are expected interest rates are super -- at historic lows -- seniors typically rely on that investment income.
That those rates.
For their retirement and not really getting them right now.
No they're not and that's a really good point that you bring up in fact there are some strategies that -- used successfully.
With my clients you know -- I work in central New Hampshire and -- And many of my clients have been very happy with sum it up platforms that we utilized it just simplistic we stated we.
Providing income for them we take a little bit of money we -- it in some programs that allow monies to grow and then again they can.
Years down the road they can use that income.
To provide additional monies for later in the year -- they're saying some financial advisor to John in LA area I think that's a really good point in fact -- highly recommend.
That you work -- expert if not me like me and that can help.
Clients understand how critically important it is time to work -- it.
These types of -- so that -- -- going to be there for you in retirement so you can enjoy a you're golden years with which -- love this stuff that we just.
No we think have a lot of people think I have a 40 OK I haven't -- -- that's all -- neat.
Well -- That's kind of the old conventional thinking.
And today where I guess he said earlier the markets have been over the past that ten years -- -- topsy -- how important it is for.
The client indoor you know the folks out there and America to understand that there are programs out there my clients have actually done very very well in the last.
Seven to ten years because we've taken a long approach.
We haven't tied up all of their -- We put some of that liquidity and then we put him in programs that are able to get market related returns to meet their goals and objectives to pay their bills.
-- -- RA and I had a taxes paying a -- felt.
That's great question to.
First of all eyes you know the tax qualified money that's the higher -- -- -- monies that they've been able to -- and these have to be paid out.
So what we recommend our clients is that they take this money out when they turn.
You know depending on what it's efficacious for -- sometimes 65.
And be able to program this money out because our programs provide for continuous flow of money.
There -- not.
Have to be as worried about losing money because they have a guarantee from the company -- this money will continue to -- even if it goes beyond.
Their life expectancy and we're talking earlier you and I were about there's a woman right now in America she's -- 115.
And as a gentleman that's a 112 and think about that.
We're living longer right now if you're over 65.
Years of age the statistics are that one if you -- live over the age of ninety.
It's some thing that.
In years past if you're setting up for retirement wouldn't have to think about that life expectancy and so a lot.
Thank you so much -- -- Kutcher will push article that you -- for Fox Business up on the screen right now.
Thank you for your time founder and president -- financial group.
They -- New England thank you so much evidence that you --
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