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Remember when President Obama said this and no matter how we reform health care we will keep this promise.
To the American people.
If you like your doctor.
You'll be able to keep your doctor period you can keep your doctor if you like your doctor or health care plan.
You can keep it if you like your doctor keep -- you'll be able to keep your health care plan.
Is -- a wide out for that period because then it turns -- small businesses are required to provide coverage.
For the workers but not their workers families and with costs rising guess what's next on business cost cutting chopping block well you guess that.
Your spouse and your kids.
David baker MacArthur -- -- -- dealing with the baker didn't talk -- -- is already -- this -- David you know.
We have this debate all time we had -- a few times today on the Fox Business Network where people are saying that's an absolute falsehood.
People are not losing -- -- -- not being separated from their doctors and when -- -- we spent the real small business owners like yourself we're being told a different story what's happening what's really happening.
Well I can tell you what happened with us you know I'm -- my brother of the -- -- and part of the family solely -- -- -- -- the import of the employer.
But I have the same health care coverage is all of our employees and what that I what we've done this year and what -- had to do is because.
The cost of premiums have skyrocketed so hired -- -- instances -- where I say.
You know the other part were missing and that is that we were promised there would be no rationing.
Well there doesn't -- rationing when the cost it is so severe that you could no longer afford it so small businesses like ourselves what we've done is.
A policy that we can afford like here in Saint Louis area.
I cannot go to our largest chain of hospitals in the Saint Louis area under my current policy.
So there are certain hospitals that will accept my insurance and certain hospitals that will not accept my insurance.
And that's one way that the only way to argue around that is to pay an additional 12100 dollars a year out of my own pocket.
Above and beyond what the employer pays for my insurance so what's happening those.
Small businesses are struggling.
Trying to keep the policies in place for their employees.
And cuts have to come from somewhere so.
I'm sure but they didn't let me great ask you okay I actually on a small business do we do have always different options now.
Are you saying that you have there's employees.
With the family.
That their employer could be covered if he just offers employee insurance -- cuts out the rest of the family they would have to face penalties.
Well what's happening is it the cost is so great you can't afford to compete everybody in the loop anymore.
We don't have been none of our new employees anymore that come on board we don't pay anything for the families we can't afford it both of the policies have just gotten so expensive.
The things that you used to do you could no longer afford to do.
Just you know insurance rates have gone too hard.
And shall families are simply being left out in the cold are the employer and employee -- About it go to the value of doing or not existing employees that you have that did new people but people are already working with -- Are you finding that you probably got the start to ask some of them to opt out and go with the government.
Oh well what's an you know we haven't -- to that point now but what they're had to do was chip them.
You know we've gotten at this point where we can only pay to a maximum level.
Now did you wanna keep your insurance for the family in there -- that the rate just went up 25%.
We're gonna pay yours but we're not gonna pay the families and increase to the point 51 hence -- -- to make a decision right then there's always so they dollars and -- tomorrow.
Hence the doors -- -- pay the inch.
-- to the limit that would have been a lot of people notifying them -- -- to your point.
The workers -- be implies that covered.
His -- his wife and his children are her wife -- husband and won't be.
It's a mess we were always happy when you come on despite that this that is -- the topic you have to articulated very well we appreciate it.
Thanks level talking -- -- ownership.
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