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That was -- let's continue the fun by talking golf I have Charles green with New York golf center the owner several locations in New York City and in New Jersey thank you for coming not.
Think -- -- small business owner so we're gonna talk about the golf industry you're also gonna talk about -- health care is so much more.
Expensive for small businesses and how that affects you so so first of all hype -- -- it good morning.
You played off I do yes and handed I'm OK okay.
I -- bad to be golf and good for -- regular person that but that it here you know.
All over the tough part about being in the -- today when the hard part about being in the gulf businesses it's busy when it's time playing golf -- went out.
-- -- right now Maria says business filming right now are learning -- And we're we're definitely does you know this is there this their seasons that the seasonal business that I got to do it how much does how much of your business -- us.
Well between April and probably September -- Seventy it.
It -- you can enjoy your winters off Frey didn't spend a little slate you know projects have -- -- word -- the right that regular.
As we said way to talking about and health care and how infection I wanna.
I want to -- -- a full screen small businesses pay up to 18%.
More per worker than larger firms in the same health insurance policy.
And there's things that affect you -- broker fees fixed administrative costs.
-- -- to affect a your decision to offer health care be the kind of health care that you offer and then.
Obviously when it comes to hiring people -- The company's -- unqualified worker and you know meet those qualified workers are gonna find health care for a little bit company.
That simply part of India Hampshire.
-- is definitely an issue.
Every year we get our renewal -- -- and it every year it's in the double digits.
So the plan that we.
Every year you patent in the double -- more per year if we want the same plan -- this.
What's -- I can easily wanted to percent increase -- -- you know our businesses grow at that rate so our plan.
Has evolved or devolve into something that's less than once every year to maintain.
A reasonable increase.
With the strip a couple of things -- my -- -- you know higher.
Everything just gets a little bit less on the plan you know.
-- your your employees -- getting as good of coverage because you have to do is try to provide it to them off so keep your business absolutely -- and -- Make it a point within.
I mean they sometimes you give grumbling that they're getting.
You know decrease in paid because you know there -- benefits.
But at same time our business doesn't grow -- 141516%.
A year -- costs are -- and that's just wanted to -- costs and unfortunately it's -- really at one that is so mean but we do provide full you know when average for employees so.
You know it's that but -- we think it's important but it's hard to keep -- but -- would you like to see it.
Education do what your thoughts on this fall -- an imitation -- the new Obama the new health care Affordable Care Act next year.
Well from what I understand that it's not gonna affect me because -- let me see from what I understand there is no I understand it yeah.
-- yeah I had a lengthy conversations with our -- our broker.
And apparently it's not gonna affect us much -- we provide health care for our employees.
And we and we fully covered the the -- is well.
You know that the family comes on board they contribute a little bit and you know and then have a -- and contribute meaningfully -- We're getting up to -- 4748.
See you coming under that you can pay a fine line instead of offering health care -- I suppose that you.
-- but it means something to you and you wanted it if you look at some of the firms providing health insurance if we can all of this graphic.
A small arms with under ten workers.
Less than half.
Provide health insurance.
-- the big firms -- more than 200 workers nearly all of them are providing so that just goes to show a small businesses like yourself to counter the backbone of this country.
The job providers.
-- shock right now there is a definite lack of confidence and higher costs like -- said double digit increases just four.
Your health coverage and your business -- in growing fast and it's just it seems like it's a vicious cycle.
Let's talk about the golf industry.
Look at sweep this is your Christmas right this is the Christmas season -- that it didn't have -- on how about the industry changed or maybe when I'm cutting it is celebrity aside -- the -- over the past couple of years.
You know it would put up -- map really.
I guess to the masses yet for hair.
You know golf was growing it was getting big before tiger came along but he certainly accelerated for sure.
Now if it seems like fountain.
Or from me and not a a huge golf pretend that golf is more in the news these days and I attribute that -- once you're there.
I guess part of that -- you know the scandals are definitely there but I.
With tiger coming and I think the sport his gun to be a mainstream sport that even the non golfers might want especially the majors.
-- the game hasn't been really growing last you know eight -- 910 years but -- me.
It hasn't been really it has not yet in hasn't -- I don't really mind.
I think you know it.
Takes a lot of time that he had does it just was very fun on the golf course -- for them for most places and you know.
Don't do business on the golf course you get annoy the other people.
It yet that that's a good six or seven hours a day the day so.
There have been talks of initiatives to get it.
-- -- could get -- out quicker.
You know reintroduce the ninth hole you know he again.
Just make it so that you can get there may play a couple hours and then get.
Make it more accessible right and -- tell -- a little bit more about you work.
I mean word -- -- small you know local.
In New York City.
We we we feel like.
That's a little bit different is pro shop environment with -- -- capabilities and afflictions like and of course you know larger culture.
Thank you thank you for coming on the have a chat and JD -- Condit says and you answer this question does your -- have a seasonal downturn or is sales.
Pretty constant year round we'll sprained.
April through September spring and summer that's your others you're strong months -- what do you do in the off months and there and down season.
Well really it this November's are really slow month and then get busy again for December of course only done this yeah right yeah.
Yeah as I say not as busy as the golf season if people weren't spending right usually that amount of money on presence like they are themselves in the season.
And then January February usually pretty slow and then it starts to get busy and marching three Sloan answered -- February to November oh.
Thank you so much struck -- I don't -- -- sent.
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