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Well hurricane season is just around the corner and it starts Saturday extending all the way through November 30.
The countless individuals and families are already facing life altering -- -- in storm ravaged towns like Moore Oklahoma.
Staten Island and throughout New Jersey so how do you rebuild in the wake of the storm and prepare your home for the next storm.
Danny leopard hosted today's homeowner with Danny leper joins us now from Pensacola Florida.
Now I have known you for a long time and you personally have faced many of these storms tell us about.
Well certainly -- I mean all my life I've experienced a lot of storms and you have to be very traumatic you really have to kind of look at it from a mental standpoint kind of prepare yourself for a little anxiety would -- from time to time.
-- -- just have to know that is gonna get better every single day during the aftermath of the storm.
You know I've been in a lot I have seen a lot of these -- come -- behind a lot of these -- do stories on insurance and sometimes that damage is just devastating and I think.
People are so upset and so in shock it's difficult for them to react logically and rationally.
Mean you know that first day two days three days after a very big storm is critical.
In protecting yourself and your family what do you do.
Well it certainly is -- now again that's one of the first things that you need to do is just a step back.
Take a breath of fresh share in just realize that.
You just have to take it a step -- of -- first of all you want to make sure that your looking at the big picture and documenting every single bit of the damage that's.
Photos that some videos and certainly make sure that your making that -- thinking that list handy because sure going to be adding to -- -- -- Every day after the storm.
You know a lot of people don't realize that the damage continues.
Because everything's out in the open air you can have even more damage after the storm happens there can be follow up storms like we're seeing an Oklahoma right now.
-- end and a lot of times people feel that they have to have the insurance company come by other house before they do anything.
That's not true document everything well they do everything you can to minimize the damage that's why it's good to have the plan -- court TARP and it.
Okay absolutely tarps a perfect place to be able to if you have that damage to the roof.
Figure out some way to keep that moisture out of they -- but if you see any -- power -- or any they need to kind of damage to your electrical.
Service to your home leave it alone that's time for the professor.
Very big dangers.
Big dangers in the wake of the storm like that because you get yourself electric -- if you're not careful and it also be natural gas that's pouring into the neighborhood.
-- downed lines you you have to be aware of the issues that are out there even though you're kind of still recovering from the emotional trauma of the store.
Well it is and also another thing that we hear all the time Jerry's people just.
Getting out they're getting too ambitious -- on the roof falling off the roof having problems would just.
Over exertion you just have to take it easy.
Mentally and physically so that you don't add to the damage -- you have to your home.
Now -- -- feel comfortable with your settlement but I can't tell yet we hear from a lot of people.
-- don't feel like they've been treated fairly.
In fact I think those big catastrophic situations that's when people who are most likely to feel like they're.
Being treated unfairly and they're not getting the money they're -- How should people handle the insurer.
Well -- it's great ever relationship with a reputable contractor in your area that you can consult we have.
And I think one of the things that you need to look at is all you want is to.
Be returned and your property to be returned to what it look like and the condition that it was -- Before the storm that's a fair way of looking at for the insurance as well as the -- so you need to look at that could create that list of how your house was before hand.
And then let a contractor maybe a couple contractors.
Provide a written estimate too you said that you can compare it.
With -- insurance is offering -- also is very important to know your limitations on your policy.
A lot of people I mean -- one of the most boring documents you can read major insurance policy but you're really need to know exactly how far addiction ends in repairing that damage.
Good advice Danny thanks a lot -- course are our hearts go out to everybody.
In that area and I know we'll have more problems coming this summer.
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