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American Commitment President Phil Kerpen argues the president’s health-care law is hurting marriage in the U.S.
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Here's the headline from around next guest Obama cap on the minds marriage.
-- -- I think that's a stretch it's clear that I do not like Obama camp I oppose that legislation but I'm not gonna go as far as to say.
That Obama cash undermines marriage but we have what does the man who don't say that it isn't film companies he's American commitment -- attack.
I think it's a stretch.
But you've got some at time here to explain that they keep why is why does Obama -- on the -- marriage -- Well -- powerful disincentive for low income families and a lot of situations to not get married or they are married to divorced and you don't have to take my word Fort Stewart David damage -- top.
Treasury Department official under President Obama with -- supporter of Obama care.
Says that the the the subsidy payments are poorly designed and they have this perverse incentive and in particular what he's referring to.
Is the fact that if you have employer sponsored insurance offered to you.
And it's deemed affordable for self only coverage and that's left the nine and a half percent of your income for self only coverage.
Your entire family is no longer eligible for the law's subsidies.
Even if you cannot afford the family option that your employer provides and so.
Those subsidies can be were 101000 dollars or more for someone making forty or 50000 dollars a year -- Ultimately a second not to be married I'm I'm sorry I'm I'm I'm trying to keep this on the control -- coming in to follow this very clearly.
You'll giving me the example of a married couple -- got kids and -- low income.
-- -- what that 30000 dollars you all less -- saying that Obama -- there's an incentive when Obama -- comes in.
To have those -- -- -- volts.
That's and that's -- -- again are you gonna lay this out politically tell me okay.
One of the spouses and our scenario wolf they have the job and the employer offers employer sponsored insurance that is affordable based on the obamacare definition of affordable.
For self only coverage that is to say let's say the father works he can get insurance for himself only for non and a half percent of his income -- Obamacare says that counts as affordable insurance your entire family is now ineligible for the laws now okay.
So it separates out the individual the one member of the family who is funding.
He or she is now separate from the rest of the family and the rest of the family now has no coverage that's fund up Obama cat so if they give volts.
Then that both both spouses.
Are eligible for coverage subsidized coverage that what you -- Well the yeah and let's say they divorced and our example the the father could get his employer sponsored insurance the rest of the family now being divorced.
Would be eligible for the subsidy from the get 101000 dollars or more worth of health care on taxpayer -- that's.
All they ask -- a little here let's go to a middle class family the met the national median household income is somewhere in the region of fifty to 53000 dollars -- yeah.
Take that finally a -- Is there an incentive to divorce from middle income people.
I there's less than an incentive but there is still an incentive all the way up to 400% of the poverty level because that is where the sliding scale -- -- -- and as long as there -- subsidies being offered.
There are some people are in the situation where they can afford the self only coverage they don't want the rest the family to be ineligible for the -- -- -- They're gonna have to consider the value of those subsidies and that's an incentive to divorce.
OK and it works the other way round.
It -- a disincentive to get married I take it because that would saddled you with obamacare and separate -- -- on the -- not correct.
I -- for the exact same reason can.
Philip look I I thought it was a stretch but you've laid -- you case very well I do take your point and we all of this going forward for the curve and everyone thanks for joining us -- Mark -- right.
