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FOXBusiness.com's Kate Rogers on why small businesses should set up Injury and Illness Prevention Programs.
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Are we got focused our policies as we do often around here and keep prices that is different column on the Fox Business -- I'd love this notion that small -- need some sort of injury prevention plan his illness you know lake.
People get the blue kind of thing as well well they're called.
Injury and illness protection programs and they're very important for businesses of all sizes to have -- police because they can.
Seen from losing productivity doing your workers getting injured or when they come down to serious illness.
And they can also received small businesses especially a lot of money in workers compensation -- so what do we do -- -- -- preventing people from getting injured or sick.
Yes basically really tell you.
-- could start from scratch basically this is a huge issue for small business owners especially and according to the department of lever more than three million in.
Small businesses had.
Injuries.
And serious illnesses in the work place last year and of those 4000 people actually.
Died from.
From what I like this in the workplace and to make matters worse more than one billion dollars is paid out -- worker's comp claims every week.
We yeah and that's from my the Department of Labor 2008 stats but still -- the most up to date that they have but that's still a huge amount I would only imagine that -- higher today.
My biggest which brought massive exactly OK so -- the last thing is what does one have to do is pay out workers' comp that affects their payroll and all that kind of support so what then should they be doing to prevent this well there's basically three step program that OSHA helps them.
To put into place but the first thing that they need to look at me shed their managers are -- -- In the program protocol and also -- are indeed so from day -- you wanna make sure that your employees.
No one about this program at the participating in actively.
And the next step would be to go around the office even obviously that's in to make sure that all the hazards.
And I'm potential -- secondly dying that there are all in -- and they you have been documented and you also know what you're going to do to prevent them for your workers.
Let me share managers are completely trained and that and then the third step is to review your program -- -- ready in place and everybody has already been trained and participating in -- Need to go back and make sure that all of the things that you put in place are actually effective.
At any time any piece of equipment has brought into the office are using a procedure -- need to evaluate house seat that is and also make sure that you know we're going to do with the currency.
And I presume all these tips are you mentioned a shock -- -- safety and health administration I'm sure -- on their website went up for illnesses that are we talking about.
We -- you know somebody gets sick.
Those spreads danger is that kind of stunt well yes and what's interesting too weak mindedness -- -- from them their insurance -- so they've found.
That one in three Americans.
Is going to be disabled or around seriously injured.
For at least six months -- -- earning years flat only 30% of US households would actually be able to cover their expenses that this where it happened this huge huge hazard for.
Good people and work -- and workers themselves are not preparing for it.
So I think everybody needs to take this into consideration and I creep -- but SO.
Going T.
What He did you go now and reviewing your benefits and make sure you have disabilities exactly -- -- and disability insurance can be as low as twenty dollar right on ads and and that's really really well and a lot of people don't -- to have a because it's just an added expense but.
The reality is that this is gonna happen to lot of people.
After earning years that they will be disabled most likely 13 yeah one in three that -- -- huge stash is -- -- that's a great step -- practice her comments up on her website at least there it is again.
Why -- season injury and illness prevention programs.
Integrate that into -- I didn't check my disability make sure I have it now.
