You're watching...
FBN’s Gerri Willis on the problems with insurance mandates such as with auto insurance or in the new health-care law.
Also in this playlist...
Auto-advance: ON
Auto-advance
This transcript is automatically generated
As we wait for Obama care to make its way to the Supreme Court supporters of the sweeping new -- keep bringing up the same point.
Obamacare -- mandate Americans have health insurance because it's already a requirement to have car insurance.
But a new report in USA today may put the brakes on that argument.
The bigger points out even though it's mandated in 49 states nearly 14%.
Of all US drivers are.
Uninsured that's one in seven.
New Hampshire is the only state in the union not to require auto insurance.
And those in the northeast have the lowest rates of uninsured drivers in Maine and Massachusetts only 4% of those behind the wheel are not covered.
In New York it's only 5%.
One of the reasons Massachusetts actually requires proof of insurance before you can register your vehicle in fact half of the states have similar laws.
But not in Mississippi which has the highest rate of uninsured drivers and the trend continues across some states in the south and the west.
About a quarter of those in New Mexico Florida Oklahoma and Tennessee are driving without insurance.
Why well the Insurance Information Institute offers some reasons it says some drivers can't afford insurance and some drivers with surcharges for accidents or serious traffic violations.
They don't want to pay the high premiums that result from a -- driving record.
It's costly tracked down violators of compulsory insurance laws analysts the odds of getting -- -- high in the penalty is severe drivers will continue to flout the law.
Now the number of uninsured.
Has tracked the unemployment rate over the past twenty years.
And the result -- not just insurance companies not getting their checks the National Association of Insurance Commissioners says.
Insured drivers have to pay -- nearly eleven billion dollars more a year as a result.
Right say you're paying for that's.
Look getting into a car accident is bad now but when the person who hit you with uninsured.
-- most likely have to pay for everything.
And all of these examples can easily be added to the -- -- mandate.
People are going to be able to afford it governments are going to be able to enforce it and taxpayers are going to have to put an even.
